FACTS |
WHAT DOES TOWN & COUNTRY BANK OF QUINCY DO WITH YOUR PERSONAL INFORMATION?
|
Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but
not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice
carefully to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can
include:
- Social Security number
- Income
- Account balances
- Transaction history<
- Mortgage rates and payments
- Checking account information
When you are no longer our customer, we continue to share your information as described in this notice. |
How? |
All financial companies need to share customers’ personal information to run their everyday business. In the section
below, we list the reasons financial companies can share their customers’ personal information; the reasons Town & Country Bank of Quincy chooses
to share; and whether you can limit this sharing. |
Reasons we can share your personal information |
Does Town & Country Bank of Quincy share? |
Can you limit this sharing? |
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
|
Yes |
No |
For our marketing purposes—
to offer our products and services to you |
No |
We don’t share |
For joint marketing with other financial companies |
No |
We don’t share |
For our affiliates’ everyday business purposes—
information about your transactions and experiences |
No |
We don’t share |
For our affiliates’ everyday business purposes—
information about your creditworthiness |
No |
We don’t share |
For nonaffiliates to market to you |
No |
We don’t share |
Questions? |
Call 217-222-0015 or go to www.townandcountrybk.com |
Page 2 |
|
Who we are |
Who is providing this notice? |
TOWN & COUNTRY BANK OF QUINCY |
What we do |
How does Town & Country Bank of Quincy protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with
federal law. These measures include computer safeguards and secured files and buildings. |
How does Town & Country Bank of Quincy collect my personal information? |
We collect your personal information, for example, when you
- Apply for a loan
- Open an account
- Give us employment history
- Make a wire transfer
- Show your driver’s license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
|
Why can’t I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
Definitions |
Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Town & Country Bank of Quincy does not share with our affiliates, so they can
market to you.
|
Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Town & Country Bank of Quincy does not share with nonaffiliates so they can
market to you.
|
Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Town & Country Bank of Quincy doesn't jointly market.
|
Other Important Information |
For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with
nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For California Customers. We will not share personal information with nonaffiliates either for them to market to you
or for joint marketing - without your authorization. We will also limit our sharing of personal information about you
with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or
share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For Vermont Customers. We will not share personal information with nonaffiliates either for them to market to you or
for joint marketing - without your authorization, and we will not share personal information with affiliates about your
creditworthiness without your authorization.
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